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  1. #1
    Join Date
    2nd October 04
    Location
    Page/Lake Powell, Arizona USA
    Posts
    12,374

    Credit Card Bonanza - Lead Me Not Into Temptation!!

    What is up?? I read in the news about all the bank failures and the tight credit and the government bajillion dollar bail out...

    I'm paying my bills today and while paying my plastic bill notice that my bank has RAISED my credit limit $4,500!!

    I'm used to this tricky little move every year about this time to suck me in to charging holiday gifts...but $4,500!!??

    Its like smelling pot on the wind for this old herbal farmer...stopped me cold...I WANNA SPEND IT!!

    Leather kilts, hand sewn wool kilts, ACCESSORIES!!!!

    Wait, maybe a trip to Skye!!

    Self-restraint?? What's that?? I'm a gutter kilt junkie with margin on his plastic!

    Maybe just one of those build it yourself sporrans from L&M Highland...

    How am I ever gonna avoid a tartan overdose here....breathe into it....no wait, that's huffing....I think I can smell those RKilt leather swatches...where's my wish list!!??

    Doesn't the bank realize I'm OLDE and will probably croak before I can pay off the plastic???

    Oh boy...what a pickle....what would Hamish do? Oh dear or dear What would Hamish do?

    Let see $4,500 would buy about nine more hand sewn kilts...okay, maybe just eight, leave some for accessories....

    Inverness cape...a wool Inverness cape would be nice with winter coming on....

    And I don't have every color of the Lewis Kilt hose yet...still a few to go....

    Oh the insanity of it all!!

    Ron
    Maybe I'll just use the five weeks vacation time I have built up and go back to Little Beach, Maui....
    Ol' Macdonald himself, a proud son of Skye and Cape Breton Island
    Lifetime Member Scottish Tartans Authority, Owner Freelanders #4 & 5
    PhotoBucket Album
    "I'll have a kilt please, a nice hand sewn tartan, 16 ounce Strome. Oh, and a sporran on the side, with a strap please."

  2. #2
    Join Date
    28th May 08
    Location
    Trumansburg, NY
    Posts
    1,099
    Don't lose yourself in the excitement Ron!

  3. #3
    Join Date
    7th May 07
    Location
    Chicago, Illinois, USA
    Posts
    5,100
    The best thing to do would be to take out the scissors and cut it up into little tiny pieces.
    Animo non astutia

  4. #4
    Join Date
    25th January 04
    Location
    Stratford, Ontario
    Posts
    1,629

    Cool Here's to temptation

    Edited for content...out of respect for Riverkilt......
    Last edited by Canuck; 10th November 08 at 04:15 PM.

  5. #5
    BEEDEE's Avatar
    BEEDEE is offline
    Retired Forum Moderator Chairman
    Join Date
    8th January 07
    Location
    On the East side of NC
    Posts
    4,947
    Those credit card companies just want to suck you in and load you up with debt. They have no morals IMHO.

    Brian
    Commissioner - Clan MacRae Society of North America http://www.macrae.org/
    Scottish Heritage Society of Eastern North Carolina http://shsenc.org
    My Bread Baking Blog http://farmhousebakery.blogspot.com/
    In a democracy it's your vote that counts; in feudalism, it's your Count that votes.

  6. #6
    Join Date
    28th August 05
    Location
    Chatsworth Georgia, USA
    Posts
    3,833

    Smile

    If you can't figure out what to do with it, send it to me.
    Armageddon was yesterday. Today we have real problem.

  7. #7
    Join Date
    21st December 05
    Location
    Hawick, Scotland
    Posts
    9,068
    Well I had a credit card which allowed me up to £13,500 credit.
    One of my other credit cards got compromised, fortunately a sharp eyed clerkess in a travel agency in Eire phoned me at home to check if that really was me standing in her shop before any serious harm was done, so I cut them all up and cancelled them and now I have NO credit cards. Best not to spend until you have the ready cash.

  8. #8
    Join Date
    16th October 08
    Location
    Albuquerque, New Mexico
    Posts
    1,254
    No Ron donna do it, they just wanna make you feel all woolsy
    woolsy, then jack your interest rate!

    On the other hand.......Five weeks on LIttle beach, Kamolai I Or II, heck five weeks anywhere on Maui Course yah might not come back.....
    Rabbit, What Rabbit? I should'a turned left at Albuquerque!

    One Life, One Mind, One Peace.

  9. #9
    Join Date
    11th November 06
    Location
    Alabama
    Posts
    1,509
    Quote Originally Posted by Riverkilt View Post

    Doesn't the bank realize I'm OLDE and will probably croak before I can pay off the plastic???

    ....
    I had a statistics teacher in college that said the secret to happiness was charging everything to the max and then pay the minimum. Eventually he said he would die owing all that money and then he'd WON!!!!

    Good luck deciding what to do with it all.
    Sapienter si sincereClan Davidson (USA)
    Bydand Do well and let them say...GORDON!My Blog
    "I'll have a scotch on the rocks. Any scotch will do as long as it's not a blend of course. Single malt Glenlivet, Glenfiddich perhaps maybe a Glen... any Glen." -Swingers

  10. #10
    Join Date
    12th October 07
    Location
    Maryland
    Posts
    612
    Quote Originally Posted by BEEDEE View Post
    Those credit card companies just want to suck you in and load you up with debt. They have no morals IMHO.

    Brian
    This is true. They are also struggling from having loaned so much to people who are not paying it back. From their point of view it makes sense to encourage us who do pay our debts to get in deeper. If they don't get carrying charges from us (because we pay off in full every month) they still get the merchants' fees on our purchases. They trust us not to let them push us into default.

    Of course much of their recent experience should have taught them that many of us can't be trusted that way, but there are slow learners in every occupation.

    .
    Do the language laws in Quebec really require you to hire a mime who doesn't speak French if you hire one who doesn't speak English? Could a mime who doesn't speak either fill both roles at the same time? (Thanks to Calvin Trillin.)

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