I agree with the buy it if you can afford it crowd RTWOM. When purchased as part of a set, the price is usually not too much more than the jacket alone price (+/- $50) Purchased alone you'll find they are closer to $150. Here are a couple of photos with Connie and Daelin(pre kilt) from the Santa Cruz Games and Ren Faire (2012 I think).
I think waistcoats work well alone for daywear. I wear one with or without a tie depending on my mood. At work I tend to wear it without for a more casual look. However, I never wear a jacket without a tie, but that's just me
I say "go for it!"















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