Credit cards out here in the countryside are rare and insane!! I got one in May and promptly did a lot of clothes shopping only to find that the cards here have 100% monthly repayments and got a bill for $1300!!!!! Madness.

The good thing though is that because this is rural Japan I managed to bully my bank into letting me pay the balance up!!!! Try that in the west!

So buying a kilt would require me to save up first, the opposite of how I thought credit cards worked! :rolleyes: