Finding a Coat / Jacket

[MacWage]

Living in Georgia, I am finding that a decent polar fleece worn over a long sleeve turtleneck does a great job. If it's below freezing I layer a fleece vest underneath.

As most fleeces breath (allowing wind in), using it as an inner layer/insulation under a windbreaker is actually QUITE effective. I use this combo regularly around cold top down driving in mid-winter and am comfortable.

(WARNING: this is for just below freezing and above temperatures. For FRIGID, please use sense and generally advised clothing that keeps all parts and extremeties at normal operating tempratures.)