Can I interject here for a second? I am not sure, but I think I see a common issue here about paypal privacy with bank accounts, and vendors getting card info?

PayPal will allow your to use your credit card, free of charge, without an account, and without sending your info to the vendor.

It sounds like most people think that to use paypal you have to sign up and give them your banking info, when in fact you do not. I've used paypal for two years as my only means of payment, and a great many users who refuse to set up a paypal account have successfully transacted their purchases without an account using credit cards on Paypal.