When I was a young boy my mother tied a towel round my hip after bathe in the North Sea, therewith I do not caught a cold. That was a pleasantly nearly sensual feeling at the legs and I did not forget it for years. I was always sad when I had to put on my shorts again.

As a adult I do not want to get out with a towl wrapped around my hip. A kilt seems to be a good alternative choise.

Wolfgang

1) You can find a illustration on my homepage:
http://home.arcor.de/wo.sc/gedanken.html