I think I found one of the best solutions and one that is fun for me as a designer. There is a website: <www.tartanmaker.com> where I can design a simple tartan. Granted it is not complex like most but for my possible commercial digital scrapbooking needs. I can use the colors I want and not be afraid of copyright infringement on my part. The end result is that most of the background papers are covered with embellishments and images so it is not a matter of trying to have an exact tartan but when I offer a digital kit package it does show the papers individually so then it is my copyright that I have to be concerned with. If someone wants an exact tartan paper they can find it elsewhere. But I later may photograph some tartans for personal use.