"Do I really need one?" How many things do we really need? Isn't it more of a question of 'do I really want one'? My father told me years ago, "if it's for business you need to justify the expense, if it's just something you want that's all the justification you really need". If you want one so you can look a bit dressier for special occasions then there is no substitution that will work as well. So... do you want one????

Jamie