I, like Jock, am only used to the third photo-type collar. In his case it was on particular vicar. Here in Oxford, it is the Catholic and Episcopal clergy that wear that same collar.
I like the subtle reminder of the front being white and the remaining collar black. This feels more respectful of the position and yet allows for approachability. This would be my choice with a kilt, were I in your shoes.

All that from a Quaker (not a prude) that had to explain the difference between prankish fun (kilt related checking of undergarments) and sexual assault. I hope others will offer what I am yet to learn when I am in need.