Two things....First, How about making a kilt? You don't HAVE to make it out of 16 ounce heavyweight imported Scottish wool, eh? A couple of yards of cotton canvas material, two spools of thread, a sweing machine and access to the internet is enough to get started on that. Or keep an eye on ebay. Tartan material comes available at decent prices fairly often, and I've had to resist the temptation to buy 2-4 yards of various tartans in poly/wool blend more than once. They often cost less than $10 a yard, but for me it's time that's the limiting factor, not dollars (when we're talking about $30, anyway)..

Secondly, I really like your "finger"..."A cellist in a kilt is a cellist and a half". I love it! I'm a clarinetist, myself.