The phishing stuff does not come from eBay. It's just spam like any other. Having an eBay account does not increase your chances of getting it. I've gotten it, too, on email accounts that are not regtistered at eBay.

I have used eBay for over 60 transactions without a problem. I've gotten most of my kilt accessories there. This will be the first kilt, but the seller's feedback rating is excellent, so I'm willing to chance $65.