ok then guys ill spill my computer secrets

1. load your template in M$Word or Openoffice (same is m$word but free and good)
2. enter the text you want
3. go to File>print setting
4. select your printer and select configure
5. find out (thats computer talk for play arround) where your setting are to use a watermark and select the xmarks background
6. print

here is the x-marks background
right click and save as

if you need any more help PM me and tell me your word editing program