Quote Originally Posted by KiltedCodeWarrior
Hey Ham,

I have to ask (although someone may have already), but is your Kollection insured? I have done a rough approximation of the value of what is hanging in your closet, based on current kilt prices, and it is way too much to not have insured!

And if it is unsured, is it a separate rider policy to your homeowners, or something totally separate.
I am sorry, Rob, I only just caught up with your post.

You are right. Taken as a whole, the 'Kollection' (including all the accessories) does mount up to a considerable figure. If I were to insure it as a single unit (a collection) it would cost me quite a premium. However, each item is covered individually under my house contents policy, although if I were to lose the lot at one time, say in a house fire, I might not be fully covered. This needs to be checked out - thanks for the nudge.