There's good info on universal tartans in this thread-
http://www.xmarksthescot.com/forum/s...ad.php?t=20005

Prices on kilts vary A LOT, it depends on what you want and can afford. Take some time and check out the kiltmakers who advertise here. Odds are you'll find more options than you thought could exist.

Remember, the only dumb questions are the ones you don't ask, so ask away.