Paypal or Plastic?

[cavscout]

Why not do both? I know that there are many people refusing to use Pay Pals now, so having another way to get credit cards is good. However just havine a PayPals account doesn't cost anything, and if you access your own balance with by using their debit card, you get cash back.

This would be the plan, but before I sign on to commit to monthly minimums or transaction fees I'm trying to see if it will be worth the extra expense that I don't have now with Paypal.

I actually prefere PayPal as I can control where and when the funds are used. I can point PP to my checking account, or to one of my credit cards depending on how I want to fund the payment.

In addition, the vendor never sees my Credit Card Number and other personal information. It is much more of a risk to give your actual CC number and other personal info to a person over the phone where it can get written down and lost/stolen/etc., or where a dishonest employee can get access to the information (not implying that you would do so).

These were most of my concerns. I didn't want to be responsible for the security of someones card information and felt that customers would be more comforted to know there is a level of insulation between me and them.


For those who are answering Credit Card ONLY, I'm very interested in your concerns. If you wold expound on the issues so I may take them into consideration. Credit Cards are a step that WILL be made eventually, it's the feedback that will determine the time table for that

Thanks folks!