Paypal or Plastic?

[ccga3359]

I use paypal exclusively as I don't have credit cards. Paypal I have set up to my bank account. Most online companies take paypal and when checking out in foreign funds it shows the conversion for me. I know how much to leave in the account for when thosefunds are taken out (usually takes a few days for some reason though). With the lack of a credit card I have been unable to purchase something online quite often.

[LK-13]

I use paypal exclusively as I don't have credit cards. Paypal I have set up to my bank account. Most online companies take paypal and when checking out in foreign funds it shows the conversion for me. I know how much to leave in the account for when those funds are taken out (usually takes a few days for some reason though). With the lack of a credit card I have been unable to purchase something online quite often.

it takes time because it has to go before the Fed.s in the USA, because PayPal being American, your Canadian funds are crossing the border and electronic cross border transactions are monitored post 9-11.

[herminator]

I use paypal exclusively as I don't have credit cards. Paypal I have set up to my bank account. Most online companies take paypal and when checking out in foreign funds it shows the conversion for me. I know how much to leave in the account for when thosefunds are taken out (usually takes a few days for some reason though). With the lack of a credit card I have been unable to purchase something online quite often.

Same here!

[Barclay]

If I have the option of using PayPal, I will. I love the security and protection that they offer and in several years of using them have never had a single problem. If only cards are accepted, I will pay by card, but usually a debit card so that I can monitor account activity online if I am dealing with a vendor that I have never worked with before, plus my bank offers a much higher level of fraud protection than does my credit card company.