Have 2 kilts on my list of things to buy. One is a leather kilt that I have coming to me. It is customer made and I like the way the kiltmaker makes her leather kilts. Will have the money for it in may and I am promised that if I have the money that she can get it to me in June when she is in town again. So the nice thick quality leather kilt is in the bag so to speak, also last July she told me she'd make me and sell me the leather kilt for $350 so I both got an AMAZING deal and got to see and try on one that would be like mine so I know how they look and feel. The other Kilt I want will be substantially more expensive and harder to get.
I want to get a Traditional wool kilt in my State of Colorado tartan. Right now to get a custom tartan from one of the well knows kiltmakers in Scotland looks like I could run 600 to 800 pounds. Right now that sits me at well over $1,200 USD. I can not afford a kilt that will run me $1200 to $1600 or if the dollar drops more maybe near 2 grand. My most obvious choice is to buy from an American kiltmaker who can get tartan from an American mill. Then the exchange and shipping rate does not kill me.

Just on a guess what you'd estimate (in US dollars) that you need to save to get a real top quality wool kilt in a custom Tartan. I will look to a pipe band that wears the Colorado tartan to see if they can point to a mill that maybe would have some extra. Still just trying to see how many years I will need to save up.
Right now me and the wife give ourselves a monthly spending section of our budget for fun stuff. It adds up to be $600 a year. So assuming that I'll break down and eat out or buy something in the span of a year, I want to see if I can get a guess at how long I'll have to wait for my Colorado Kilt.