Quote Originally Posted by Phil View Post
Let's face it, Alan, there aren't any pockets in a shroud. I realised that a while back and if I wasn't going to get the pleasure from the money, somebody else sure as hell would. This life isn't just a rehearsal so make the most of it because you can be sure if you don't someone else will even if they just p**s it up against the wall.
I tend to think like this. Fortunately for me, the Cloaked in Midnight Joan does not. Because of her planning we will now enjoy a reasonably well-off retirement barring economic collapse of the Western World. We have no children to count on when we get old. Nobody is going to keep an eye on us when our health starts to go. And so it behooves us to save thoughtfully for the future.

Does that mean I can't have any fun now? Hardly. I own nine kilts. I made four of them. That was fun! I have a sailboat, and believe me that costs money. I'm going to sail that boat, solo to Hawaii. That trip is going to cost me something on the order of twelve thousand dollars. $12,000. But do I have to have the newest set of racing sails, every year? No. It's just a matter of priorities, sensibility and limits, and each person sets their own.