Being dubbed by my own mother as the "Tight Scottie" in the family(?) I also find a great difference between 'cheap' and frugal.
For example; I have mostly less expensive kilts at this time, as they are dependent on a sensible budget, (and the good ol' Vow of Poverty) However, the instant a windfall is received, (Lord, are You listening??) and i have responsibly paid all bills etc. then Matt Newsome, watch out, I'm sending an order your way!

On Quality there is no limit. Scots hesitate - not go cheap, as we want to ensure we are getting proper value for our expenditure. If the answer is 'Yes" then we forge ahead.