I'm pretty much set on 'to Sett' but before I commit, the maker is going to email me some pictures of different foldings once she gets the cloth. Pasting in Photoshop is OK to give a rough idea but I'd like to see my options on the actual material before I finally decide.

I do bear in mind your point about civilian kilts though Jock and I don't want to spoil it... It's too expensive!

We shall see; and I'll let you know once the sewing starts.