Quote Originally Posted by sydnie7 View Post
Wouldn't be surprised if the first scenario occurred, although you'd think they would have gotten a signature or ID for something that valuable -- and it would have been remembered when the second person showed up.

As for the final paragraph, not only does it hint at fraud but even if he were not being compensated most homeowner's insurance A) has a higher deductible than the camera's value and B) making this claim could either cause them to cancel you next year or raise your premiums by more than the amount. Sad truth of homeowner's insurance, you'd best use it only for catastrophic losses and just eat the little stuff. IMHO, of course.
I wasn't meaning to hint nor suggest fraud though I see how it could come across that way sorry!

I thought there was a clause where you could have personal possesions insured against theft, but I guess 600 would be under the deductable.