I have three. My first, my avatar here, was a York Rose with a gar (an Anglo-Saxon rune, signifying my name) in the centre; it's below my neck, right over my backbone, which I was told should hurt more than those on my shoulders, but ... it didn't. While pain is always relative, as mentioned, tattooing does generally hurt enough to release endorphins, which is why some find the process pleasurable, even addictive. I'm not fond of pain, but sincerely did not mind this; I look forward to the next.