Quote Originally Posted by Duncanofcolorado View Post
The membership fees are broken up into 4 payments. They were something like $25, $20,
$15, and $30.

I think that might be what the annual dues are for the month you join. They are prorated for your first year, then you pay the full amount at the next renewal time. Everyone's dues are usually due at the same time, not on the anniversary of the date you joined. At least that's how we do it.