The bank counter-offered today (yesterday, it's late now).

They agreed to pay closing costs, but didn't move on the roof or price.

Since options that are 1) suitable for my family and 2) affordable for me are somwhat limited, I'll go back to them with a bit more money for purchase and also offer money for the fixing of the roof.

Buying on a V.A. (veterans' Administration) loan means I have to get the roof fixed before closing. The only way for that to happen is if the bank does it, since they own it right now. So we'll see what can be arranged. I'm sure anything can be done, but at what price is yet to be decided.