X Marks the Scot - An on-line community of kilt wearers.
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 Originally Posted by Benning Boy
Would it be OK to pay the kilt night costs in real money, or should I convert some into Canadian dollars? 
If you use a credit card, you pay in Canadian but it will show up as the equivalent US (as you put it, "real money ") on your account. The Fernwood Inn accepts Visa and MasterCard for sure.
In Victoria, most stores and businesses accept US dollars as cash, but you will receive change in Canadian (the exchange rate is posted). Also, the exchange rate is only applied against paper money when cash exchanges hands -- coins are considered equal value (so a US quarter will be considered equivalent to a CDN quarter). In Victoria particularly, everyone has a mixture of US coins and CDN coins in their pockets -- all are treated as CDN coins for purchasing purposes. Coins here include "loonies" and "two-nies" -- $1 and $2 coins.
Please note that not all shops up here will accept the new credit card "debit" cards, so be prepared for that. We had a case recently where someone from the US tried to pay for something on our point-of-sale (POS) machine and because the card was linked directly to a line-of-credit, it was rejected by the internal settings of the POS.
Last edited by KiltedKnome; 22nd May 14 at 08:02 AM.
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 Originally Posted by KiltedKnome
Please note that not all shops up here will accept the new credit card "debit" cards, so be prepared for that. We had a case recently where someone from the US tried to pay for something on our point-of-sale (POS) machine and because the card was linked directly to a line-of-credit, it was rejected by the internal settings of the POS.
True... Luckily such limitations are not that common (as someone who has and uses a credit/debit card issued by a U.S. bank)... And if a merchant can't accept that form of payment, it wouldn't be too difficult to find any ATM and withdraw cash. (But you will pay a service fee for doing that). I also have a British-issued Mastercard that's denominated in Canadian dollars, from a foreign company who keeps an branch office in Calgary. Again, 90% of the time I can pay without any problems, but once in a blue moon it gets rejected from certain merchants due to the settings of their machine, or agreement with their payment processor. (Yeah, I know. My line of work requires me to deal with some El Bizarro financial institutions). Lol.
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