Hijack? Any discussion that helps keep other forum members from being screwed is a very welcome addition.

First, I was under the impression that email didn't count as legal notice. When we were closing on this house, we got hung up because someone faxed their power of attorney to their local representative and Illinois doesn't recognize a fax as being legal...with that in mind, I expect that an email is pretty much totally non-material. Thus, if I don't get it in the mail, I don't pay it any mind. With so much phishing going on, no legit company can expect you to deal with an email.

After I got called by Chase to let me know that the credit card had been compromised, I called them back...I initiated the contact...to be VERY sure that it was on the level...I'm sure that they were being customer-service-polite when they did it but they assured me that they were not the least bit offended by my paranoia.

We are going to run a credit check because of this as Sorcha suggested back in the original thread. I have heard that running excessive checks can actually bring your score down and that this was one of the reasons why you politely decline those store offers "...would you like to save 10 per cent on this purchase by opening a credit card account today?" Hopefully, one check won't affect things.

But beware those "free offers" that result in your getting into a monthly charge after the trial period has expired...I've had to zotz a couple of those. My cell phone company was charging for "roadside assistance" on all five phones on the plan...that made it very difficult for me to keep my cool while I called them and TOLD (not asked) them to remove it and rebate whatever they had collected so far.

Latin everyone should know: personna non grata, e pluribus unum, sic semper tyrannis and CAVEAT EMPTOR.

Best

AA