I know not everyone is a millionaire,and in these bad economic times, how do you save to buy that special kilt you have been longing for without breaking the budget?

Im a self employed remodeling contractor,and we get a lot of scrap aluminum from the jobs we do that i save.
That usally brings in a couple of hundred extra dollars per month i can spend without feeling guilty that its coming out of the house hold savings.

So what do you guys do to pay for or fit a kilt into your budget?
And do not say credit card.