I've decided to make a kilt belt, and need a little help with how it goes together. Searched through catalog pictures and threads here but it doesn't show all the details.

Specifically, how does the small buckle that adjusts the length of the belt attach to the inside of the belt? The end of the belt tapers from 2.25" down to ?? (3/4 in?), and fastens somehow to the inside of the belt. Can someone describe the attachment. What does this do to the exterior appearance?

Also, wouldn't having a buckle on the inside of the belt cause wear and tear on the back of the kilt?

The one belt I have showed up with velcro, so I don't have an example handy to learn from.